Acceptance of Terms: Welcome to the Shiv R Prajapati website. By accessing or using our website, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with these terms, please do not use our website.

1. Use of the Website

(a) Eligibility: You must be at least 18 years old to access or use our website. By using the website, you represent and warrant that you are 18 years of age or older.

(c) Prohibited Activities: You agree not to use our website for any illegal, unauthorized, or prohibited purposes. This includes, but is not limited to, attempting to gain unauthorized access to our systems, interfering with the website’s operation, and engaging in any activity that violates the rights of others.

2. Mutual Fund Investments

(a) Investment Decisions: All mutual fund investments made through our website are subject to the terms and conditions of the respective mutual fund provider. You are solely responsible for making investment decisions and understanding the risks associated with mutual fund investments.

(b) Investment Risks: Mutual fund investments carry inherent risks, and the value of investments may fluctuate based on market conditions. We do not guarantee the performance of any mutual fund, and past performance is not indicative of future results.

(c) Financial Advice: Our website does not provide personalized financial advice or recommendations. Any information provided on our website is for informational purposes only and should not be considered as financial advice. We recommend consulting with a qualified financial advisor before making any investment decisions.

4. Intellectual Property

(a) Ownership: All content and materials on our website, including text, graphics, logos, images, videos, software, and other intellectual property, are the property of Shiv R Prajapati or its licensors and are protected by copyright, trademark, and other intellectual property laws.

(b) Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use the content on our website for personal and non-commercial purposes only. You may not reproduce, distribute, modify, or create derivative works based on our content without our prior written consent.

5. Disclaimer of Warranties

(a) Our website is provided on an “as is” and “as available” basis, without any warranties of any kind, express or implied. We do not warrant that our website will be error-free, uninterrupted, or free from viruses or other harmful components.

(b) Mutual Fund Investments: We do not provide any guarantees or warranties regarding the performance, returns, or suitability of any mutual fund investment made through our website.

6. Limitation of Liability: To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from or in connection with your use of our website or mutual fund investments.

7. Modification of Terms: We reserve the right to modify these Terms of Service at any time, without prior notice. Any changes to these terms will be effective immediately upon posting on this page. Your continued use of our website after the posting of updated terms constitutes your acceptance of the modified terms.

8. Governing Law: These Terms of Service shall be governed by and construed in accordance with the laws. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts.

9. Contact Us: If you have any questions or concerns regarding these Terms of Service, please contact us.

By accessing or using our website, you signify your acceptance of these Terms of Service. If you do not agree with these terms, please do not use our website.